Nerissa Reaves: Improving Financial Health One Person At A Time

Nerissa Reaves, alias "Professor Honey," is a personal finance expert who founded Professor Honey's Credit & Lending. She wasn't born with money; she created her own business, teaching education programs in order to teach other people how to do it themselves.

Reaves understands all too well what it takes to build your worth through determination. Her work isn't over yet—she now serves as an expert on how you could take the first steps of becoming free from any debt and owe somebody else everything by giving her hope for the best, such as days ahead.

The Credit and Funding Hive is also part of this business, which is helping thousands of people in repairing their credit score to get funding and to set up income for a business plan with passive opportunities.

Reaves is the financial knowledge source that everyone needs. She holds a bachelor's degree from Spelman College Magna Cum Laude and an advanced degree in education; both earned at top universities on opposite sides of the country. The one-ness continues still: she also attended her duties fluently as a Japanese translator for the Kawaguchi consulate and was a restaurateur. So much was achieved by this very one lady. Reaves has quite a rich work history, having been a teacher cum restaurateur, an investor cum model, and latest being an actress cum serial entrepreneur. Born in Connecticut, Reaves was taught at an early age by her father the value of education.

She was brought up being made aware about the necessity of maintaining a high credit score. Although she did not acquire any of the financial niceties of at least staying in business afloat in the beginning, losing everything during her first stint as an entrepreneur brought her to the drawing board. This time, financial literacy and creation of a strong credit score were the starting point. Today, as a successful entrepreneur and financial literacy coach, Reaves is influencing the next generation of entrepreneurs and everyday people alike on the importance of maintaining a good credit score. Another big influence in Reaves' life has been her mother, who has been in the foreground of her success later on in life. She has always been a source of inspiration and motivation ogre, and Reaves feels that a lot of her drive has stemmed from the fact that she had someone whom she loved a lot and who loved her in return. Rather, her techniques and strategies are a harbinger of one's progress, whether positive or negative, and a product of time; there are no guarantees that the time is short or long. "If you think about it, bad credit didn't happen to you last night while you were asleep," said Reaves.

"I hate to say it, but you did this to yourself, whether through ignorance or wilful mistakes.

So restoring your credit to health will take just as long — if not longer — than it took to get you to its current state." The Credit and Funding Hive is a one-stop option for people who want to get their lost faith in debt restored and want funding from banks and other institutions that can never give it on the basis of record mistakes. You can even build up your business with the help of Professor Honey!